How HiBonus Works

What HiBonus Does

HiBonus is a tracking tool for bank account bonuses. It helps you keep track of which accounts you've opened, what requirements you need to meet, when your deadlines are, and how much you've earned. Think of it as a personal dashboard for your churning activity.

• Offer browsing — browse current bank bonus offers with all the details (bonus amount, requirements, deadlines) in one place
• Account tracking — add your accounts and track progress on each bonus requirement
• Deadline alerts — never miss a deadline with automatic reminders
• Churning calendar — see all your accounts and their key dates on a visual timeline
• ROI dashboard — track your total earnings, active accounts, and return on effort

Where Our Offer Data Comes From

Our offer database is built from publicly available sources. We use an automated pipeline that monitors sites like Doctor of Credit and community forums, then uses AI to extract and structure the offer details. Every offer is reviewed by our team before it goes live to make sure the information is accurate.

What Data We Store

When you use HiBonus, we store:

• Your email address (for login and notifications)
• Account metadata you enter — bank name, open date, bonus amount, status
• Progress logs you create — notes on requirements you've completed
• Your notification preferences

We never store your bank login credentials. Pro users who link their bank via Plaid share transaction and balance data to enable auto-tracking of bonus requirements — see our Privacy Policy for full details.

Privacy & Trust

• No bank credentials stored — Plaid handles bank authentication directly. We never see or store your bank login.
• No selling data — your information is never sold to third parties
• You control your data — you can delete your account and all associated data at any time
• Simple by design — we deliberately keep things simple. The less data we hold, the less there is to worry about